There are definitely some disadvantages to having bad credit. It can be harder to get a good job, your home and car insurance rates can be higher than they would be otherwise, and you might even find it difficult to buy a house or a car. But fear not! Where there is a will, there [...]
My bankruptcy is being discharged next week. I want to apply for credit to rebuild my history and hopefully buy another house in 5 – 7 years. How long do I need to wait to apply? Can anybody recommend any secured credit cards?
I have heard this is a good way to remove a BK. See below. Has anyone tried this? Unlike other negative information which stays on your credit report for 7 years, bankruptcy can be reported for up to 10 years. Bankruptcy courts keep cases active for a period of two years before placing them on [...]
I filed for bankruptcy in 1998. Recently in my credit report there was a public notice saying it was discharged.
This company is through Consumer Credit Counseling Service. After being unemployed for over 1 year, and used all my savings to pay my credit card bills I need the help of this type of service. I just got a job making 80% less than I was making before, and have less to pay the credit [...]
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